About Sika Prime

Empowering Zambians with accessible financial solutions

Our Mission

To empower Zambia’s students and young entrepreneurs with fast, reliable, and accessible financial solutions that drive personal growth, opportunity, and long-term success.

Our Vision

To be Zambia’s most trusted youth-centered financial brand—transforming the future through smart finance, innovation, and inclusive economic empowerment.

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Our Story

Founded with a vision to democratize access to financial services in Zambia, Sika Prime has been at the forefront of digital lending innovation since our establishment.

We recognized the challenges that many Zambians face when accessing traditional banking services - from lengthy application processes to strict collateral requirements. This inspired us to create a platform that leverages technology to provide quick, secure, and accessible loans.

Today, we're proud to serve thousands of customers across Zambia, helping them achieve their personal and business financial goals through our innovative mobile money integration and streamlined application process.

Our Core Values

What drives us at Sika Prime

Innovation

We use technology and creative thinking to build better financial solutions.

Empowerment

We exist to uplift and enable the next generation of changemakers.

Integrity

We operate with transparency, responsibility, and fairness in all our dealings.

Speed with Care

We deliver fast services—but always with attention to quality and the needs of the client.

Accessibility

We make financial services easy to reach, especially for students and small business owners.

Discover Sika Prime in Action

Meet the Sika Prime Family

Thank You For Choosing Us

At Sika Prime, our team is driven by a shared passion for empowering individuals and businesses. Led by CEO Joshua Sikanyika, we are a dedicated group of professionals committed to providing personalized financial solutions, exceptional customer service, and reliable support to help our clients achieve their goals. With expertise in loan management, risk assessment, and financial planning, our team works together to make your dreams a reality.

Joshua Sikanyika

Chief Executive Officer

CEO & Founder

As the visionary behind Sika Prime, Joshua Sikanyika leads with a commitment to innovation and community empowerment. With a deep understanding of financial solutions and a passion for helping others, Joshua ensures Sika Prime remains a trusted partner for university students and small businesses. His leadership drives the company’s growth, shaping its strategic direction and commitment to providing affordable loans.

Catherine Shawa

General Manager

Catherine Shawa is the backbone of Sika Prime’s daily operations. As General Manager, she oversees all departments, ensuring smooth operations and the implementation of the CEO’s vision. Her expertise in team coordination, client relations, and operational management makes her an invaluable asset in delivering quality service to clients.

Moses Tembo

Operations Manager

Moses Tembo brings a unique blend of strategic thinking and risk management expertise to Sika Prime. As Operations Manager and Head of Risk Assessment, Moses is responsible for overseeing loan approvals, collateral evaluations, and mitigating financial risks. His focus is on maintaining the integrity of Sika Prime’s services while ensuring responsible lending practices.

Kuzipa Namwinga

Accountant

Our dedicated Sika Prime Accountant ensures the financial health of the company, managing transactions, disbursements, and financial reporting. With an eye for detail and a strong understanding of financial compliance, they help maintain accurate records and support the management team in making informed financial decisions.

5000+

Happy Customers

K50M+

Loans Disbursed

99%

Customer Satisfaction

24hrs

Average Processing Time

Ready to Join Sika Prime?

Experience the future of digital lending in Zambia

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